what to do with torn Singapore dollar?

You receive change from a local store, counting the numbers are right you slot the money into your wallet and walk off hastily to proceed with your busy life.

Little did you realise that a note give was thorned! I believe most Singaporeans will reject a thorn note at sight. But what's done is done, so I will explore the solutions of owning a thorn note in Singapore.

Be it an accidental tear or washing your pants with money in it. As long as your mutilated note/coin still falls in a few criteria set by Money Authority Singapore, you can let a sigh out.

"The award of value for any mutilated note and coin is an act of grace under the Currency Act. Mutilated notes and coins may be exchanged at any branch of the commercial banks in Singapore."

So bring you mutilated note/coin to any commercial banks in Singapore IF it satisfies the following conditions:

(For Portrait Series):

There are 2 sets of 9 serial number. Eg. OAA123456. Every number or letter is counted as one for the Portrait series. There must be at least 5 full numbers/letters before each set of serial number is considered as half value. Eg. OAA12 is half value. OAA I is no value.
No value for intentionally scratched Kinegram.
No value for wilful removal of Kinegram.
No value for wilful disfigurement of the Portrait.
No value for specimen notes (the serial numbers of specimen notes are printed in red)

Source: http://www.mas.gov.sg/currency/currency_info/Refund_for_Mutilated_Notes_Coins.html

Interesting to watch how other fellow Singaporeans react to thorn notes:
http://www.razor.tv/site/servlet/segment/main/news/49590.html